The best method to Safe Movies For YouTube (GoodFinancialCents.com)

hey that is jeff rose goodfinancialcents.com immediately i wish to take you behind the scenes see lots of people ask me Jeff how are you making your movies what tools are you utilizing how do you report your self do you have got a manufacturing crew which I do not and the way are you enhancing your movies so these are among the widespread questions I have been getting so immediately I believed I might provide you with form of a behind-the-scenes take a look at how I am doing them so that is really my dwelling workplace the place I’ve accomplished a few of my movies and when you’ve seen another movies a variety of are also accomplished at my dwelling workplace however I am going to present you among the tools that I exploit not solely in my home with my dwelling workplace as effectively so let’s have a look shall that is what I name the ghetto setup and let me present what I imply so what you are seeing right here we’ve got our 40 greenback Kodak tripod that I purchased off Amazon this factor really has already damaged however I’ve tremendous glued it collectively and truly it broke proper in right here so any time I attempt to break this down now it does not current cooperate so I used to be taking this forwards and backwards from the house workplace to to the enterprise workplace however proper now I am simply utilizing it on the dwelling so that is the Kodak $40.00 tripod it is I did begin off with a Walmart tripod for like 25 bucks and that factor was that a lot chunkier so not less than this one has lasted me a bit of bit longer however I get able to improve and truly spend some cash and it I believe I am between 100 and 2 hundred greenback tripod that I can take elsewhere cuz this factor this factor is quite mild I imply this factor I imply it is it is it is it is okay however can undoubtedly do some bit higher so so so now let’s check out how I do it myself so that is the usual setup what you are seeing right here that is my kodak zi8 and what i’ve hooked up to it’s my actually actually lengthy lavel ear and this pet proper here’s what I exploit to hook to my shirts it is acquired a bit of clip right here this factor is okay the one an issue this factor it does not actually clip the shirts very effectively so not like my polos and stuff it simply form of slides a bit of bit I want it did have a type of clips on there however I am making an attempt to form of make one thing now however the cool factor about this factor is that it’s actually lengthy as you possibly can see it says I take into consideration six foot hyperlinks so I can stand again right here and nonetheless have good sound so and that is one factor I’ll say that I actually appreciated the Kodak for is that this exterior mic jack that factor is big what I am really utilizing proper now could be my flip digicam which I am going to present you one other variation of it however sadly the flip cam doesn’t have an exterior mic jack and for audio I can not say how far more stable it’s utilizing the kodak zi8 so the one downside utilizing these little flip cameras they’re cheap compared to different cameras however the issue is is the viewfinder as you possibly can see the viewfinder is true right here it’s on the again of the digicam which is nice whenever you’re holding the cam however what when you’re making an attempt to report your self so what I’ve needed to do is what you are seeing here’s a piece of trim that was utilized in our home constructing course of I’ve a shaving mirror that I purchased at Walmart for I believe three {dollars} after which an superior duct tape job with of the mirror onto the piece of trim however what this In a position’s me to do is I can really see myself whereas I am recording and that my associates is a neat little trick in order you possibly can see or perhaps you possibly can’t see however there I’m in order that method I can make it possible for I am in focus that I am within the ache and that I am not speaking after which I do a 4 minute video and understand that I’ve lower my head off however that’s one trick that I’ve used doing the tripod now this with this tripod labored out utilizing the the piece of trim however what I’ve seen really some tripods haven’t got that little spot to slot in however I’ve seen some folks do is that they’ll take the deal with right here and so they’ll put in a single case I noticed one thing to take the middle of an aluminum foil just like the tube the exhausting cardboard tube and so they’ve slid down throughout that after which additionally then affixed a mirror to the top of that into that aluminum foil tube so there’s a variety of totally different variations however everytime you’re doing movies by your self it is a very useful setup that will help you out so that is one side of how I do a variety of my movies now since my tripod is usually the on the home now what I’ve been utilizing to complement is that this little dangerous boy right here this little piece right here I am considering you could possibly most likely get it for lower than ten {dollars} on on Amazon however all you do is you simply screw this little factor to the bottom of the digicam and basically is what you have got a bit of mini tripod so oftentimes what I am going to do is I am going to really say repair this on a bookshelf as such put the digicam on high after which how I then do the mirror trick is I take this as soon as perhaps it is a 399 shaping mirror however I am going to simply put that behind the digicam there and that method often I can see myself and that is really that is the older model the flip that I had this isn’t the HD I am utilizing the HD one now so I might put it like so after which attempt to arrange the the mirror there the place I may see the background one other factor that would additionally work is when you’ve got an image that is me by the best way Halloween costume meet my spouse sure that is I used to be the Tin Man I digress however you could possibly additionally use like an image framing as a result of all you want with cool factor about these little handheld cameras is that it is an computerized focus so so long as you are in ache is you are going to be in focus in order that’s you already know one of many the Jonas’s of utilizing these handheld kind cameras so however that’s how I have been utilizing at my workplace to movie loads now a few of my higher high quality movies I’ve used this dangerous boy right here that is our canon SOR it is a t1 i insurgent and this factor man the freaking the the HD high quality is simply it is simply my numbing I I begin to salivate once I see the standard of a Canon versus the my flip cams I imply there’s simply no no query the one downfall with this digicam is that that is the primary era of the I assume the t1 I collection and so they now have a t3i and the cool factor concerning the t3i is that ours doesn’t have an exterior mic jack so the audio is is sort of poor that is one downfall the opposite downfall is since this the main target is a lot extra delicate whenever you’re by your self even utilizing my mirror setup it is actually exhausting to get myself in focus utilizing this this factor so I do not use this as very like I you I exploit it for a number of movies in my workplace and I cherished it however it was simply so exhausting to get myself in focus however the cool factor with the t3i is just not solely does it have an exterior mic jack however now additionally they have a flip 20 method referred to as however mainly the place this that may the video ache or the the viewing pane will flip out after which you could possibly flip it round and you may then see your self so that truly would defeat the necessity of getting to make use of the the shaving mirror setup in order that’s as soon as once more what I am making an attempt to persuade my spouse that yeah we have to we have to purchase one other digicam however hopefully we will perhaps promote this one anyone else that desires to is extra give attention to taking photos versus doing video and okay and the final piece proper now so far as how I do the the moviemaking magic is my trusted little Mac right here this dangerous boy was given to me as a Christmas current the previous yr and that is like the best toy that I’ve ever acquired and all I am utilizing proper now could be iMovie iMovie is a enhancing software program that’s it comes mechanically on the Mac and that proper now could be the place I do all all my enhancing uploaded to there and that is really what has simply opened up proper right here so it is a take a look at iMovie to the place I do all my enhancing I’ve been another calm higher-speed enhancing software program the one which I am proper now known as the identify of it’s Last Lower Professional and it is ready to do just a bit bit extra stuff however you are able to do loads with with iMovie you are able to do the captions and all that good things and it is actually very easy to make use of like once I first use this I uploaded and edited a film inside 30 minutes so I imply it was that straightforward to study one other factor that I’ve been getting questions on is I have been doing extra Skype movies right here currently and one of many results that I have been capable of do is to do the split-screen look which slumpy have been asking how do I try this and if I can really simply pull up as soon as so you possibly can form of see what I am speaking about here is one of many interviews I did right here just lately so the look that I am referring to is that this proper right here in order you possibly can see it is a interview I did with Phil Tyrone 720 credit score rating so now you bought the break up display screen look right here and all that’s is each time I open my Skype which I used to be simply doing there a minute I’ve acquired this little button that pops up it is referred to as name recorder and this was a purchased via an organization I consider for a hyperlink for it referred to as ECAM and ECAM has some neat little merchandise and considered one of them is the the decision recorder additionally they have one thing that improves the look and the lighting in your built-in digicam on the on the pc itself so I believe all in all I believe the decision recorder was like 20 bucks and the eyeglasses which is one other product they’re similar to 10 so 30 bucks all in and that my associates is a fast take a look at how I produce my movies as I discussed so far as upgrades I am in search of I do desire a t3i I am drooling over it when you may assist me petition marketing campaign to persuade my spouse that that I would like it as a result of I do know I do not however I need it however after which additionally an enhancing software program Last Lower Professional I can get a reduction a model I believe for a pair perhaps 300 4 hundred {dollars} so it is not low-cost and you already know iMovie will do loads for you however as I as I begin doing this extra I simply I am I am a perfectionist so I simply wish to be higher crisp I needed to have extra of simply neat little graphics simply to make it extra memorable some folks do watch they video my movies it does have its personal uniqueness to it however apart from that that is it and I like doing the movies I really want them over doing weblog posts I can crank out I imply a three-minute video if I takes one tape takes me three minutes if it takes me two or three takes perhaps perhaps takes me 10 minutes however sometimes I can crank out movies like nothing from there I do have a transcriptionist that transcribes a movies for me so as soon as I get them edited uploaded to youtube I simply ahead the hyperlink to her and he or she’ll take heed to the video transcribe it for me in order that takes love that leg exercise it a variety of that leg work out of it after which fairly quickly oh my spouse is gonna be serving to me edit movies as a result of I’ve acquired so many video concepts however the enhancing that takes me on a very good evening perhaps 30 minutes is determined by what number of photos I am inserting or simply how how anal I’m concerning the video itself however 30 to 45 minutes on common is how lengthy takes lengthy takes me to edit a 3 to 4 minute video however for me to jot down a 500-word weblog put up I assure it is gonna take me longer than 3045 minutes it often takes me a bit of bit time to place that stuff collectively so however when you’ve got any extra questions please be at liberty to both depart a remark right here on the video or contact me on the weblog and I hope that you simply a are capable of study one thing from this and we’ll see you quickly thanks once more

#1 Interrogate to Ask a Financial Planner (GoodFinancialCents.com)

hey that is jeff rose goodfinancialcents.com with one other good facial tip if you happen to had requested one query to a monetary planner monetary advisor earlier than hiring that particular person that is the one query that I’d encourage you to ask and that query is how do you receives a commission and also you’re most likely questioning why would you ask them that query why not how lengthy have they been within the enterprise you understand how a lot cash and so they made their shoppers or you recognize what designations are they’ve sure these are all vital questions however by asking that particular person to query how do they receives a commission you are getting you are going to get to know that advisor actually fast and when it’s as a result of my suppliers receives a commission in many alternative methods comparable commission-based summer season feed bays summer season toes solely summer season a mix of every part that i simply talked about so to ask that particular query to that advisor you higher get a direct reply in the event that they form of hem haul round it they do not reply you straight and most significantly if their reply does not make sense to you you need to rent someone that you do not perceive the way you’re paying for his or her companies I do not suppose so so I’d encourage you to ask that one query how do you receives a commission and see what they are saying that is jeff rose goodfinancialcents.com

Debt Settlement Corporations- What to Be taught Out For (GoodFinancialCents.com)

That is Jeff Rose of Good Monetary Cents
and soldieroffinance.com. I’ve one other nice
interview right here. As most of you understand I am a
monetary planner by day and I assist individuals
handle their cash, which is generally investments,
however in relation to debt and how you can take
care of previous debt or serving to with debt settlement
that is the place even myself as a Licensed Monetary
Planner, I haven’t got a number of data in
that space. That is why I needed to carry Damon
Day of Damon Day and Associates on right here who
has helped a whole lot of individuals with getting
rid of their debt and in addition avoiding debt settlement
scams.
JEFF: Damon, I simply wish to welcome you to
our little video right here.
DAMON: Thanks for having me on, Jeff.
JEFF: So we’re simply going to get into it and
simply share with individuals what actually received you
to the place you are at now with founding Damon
Day and Associates?
DAMON: Effectively, it in all probability began again, I might
say no less than a decade in the past. I used to be in school.
I used to be combating debt myself. I could not
pay some playing cards. I ended up getting sued on
a few bank cards. I principally taught
myself how you can be an legal professional. I represented
myself. Simply actual fast, I ended up profitable
on these accounts by the best way. One in all them
I truly misplaced. It was a $20,000 lawsuit
from Wells Fargo. Then I needed to educate myself
how you can do an enchantment, and I took it to the
appellate courtroom and I gained that. Simply going
via that have I discovered {that a})
I used to be fairly good at doing that stuff and b)
there’s lots of people which can be going via
the identical struggles that I used to be going via
and since I used to be studying all these things it
is perhaps an excellent factor for me to share it with
individuals and possibly flip it right into a enterprise.
The way in which it took place was I noticed that
most individuals possible wouldn’t wish to take
it to the extent that I took it. Most individuals
are usually not going to wish to go characterize themselves
and be in courtroom and it simply advanced into what
are the issues we will do if a shopper is
struggling and has debt. What issues ought to
you not do to keep away from entering into the state of affairs
that I used to be in the place you are getting sued and
having to characterize your self and issues like
that. It simply advanced from there. I began
serving to individuals with it. I went to work for
an excellent pal of mine who ran a debt settlement
firm and dealing there I used to be principally
referring purchasers to this system. I received to
a degree the place I used to be actually struggling as a result of
while you’re promoting one thing you are promoting
a widget proper? I used to be doing a free session
and they might name in and I might go over
their state of affairs, however they would not actually
possibly match what I used to be promoting. It simply actually
received to the purpose the place I had this fixed
battle between having to make a sale to
generate income, however on the similar time if the buyer
does not want what I promote I must get them
off the cellphone and go speak to someone else,
if we will be sincere, from a enterprise
stand level proper? Ultimately, just a few years
in the past I simply received to the purpose the place I felt that
I used to be taking the time with these customers
and actually in the event that they did not want what I offered
I nonetheless took the time to inform them what they
wanted and what they wanted to do, however I wasn’t
getting paid for it. And I actually went broke.
I went broke by attempting to assist these individuals
after I might and I noticed that it made sense
for me to go off by myself and begin this
enterprise the place what I used to be primarily doing
was providing the consultations as a service
as a result of that is actually the place I felt the worth
was coming from.
JEFF: Gotch ya. So your individual private experiences
that you just went via, your individual journey, that
actually has been the motivation to assist individuals.
That is what it feels like.
DAMON: Yeah, so far as serving to individuals. To
me it is human nature. I believe most of us are
arduous wired to in the event you can wish to assist someone.
When you’ve got this information that you understand there
is a number of struggling individuals that might profit
from that data, in the event you might create a
enterprise and earn a residing by serving to different
individuals on the similar time then that is only a
win win proper? Why would you not wish to do
that?
JEFF: Proper, precisely. So far as your session,
stroll us via what that basically means or
what you truly do to assist individuals.
DAMON: Effectively, earlier than I went out by myself and
I began charging for my session I actually
thought of it for a very long time as a result of it
virtually was like monetary suicide. Most customers
are programmed to get a free session,
proper? You even give free consultations, however
your enterprise is clearly so much totally different.
Should you speak to a chapter legal professional you get
a free session. Should you speak to a debt
settlement gross sales particular person…… All the pieces is
type of free. So then right here I’m saying I do not
do free consultations. It’s good to pay me
a charge for the session. The pure response
is to say why would I pay you when all of
these different individuals will speak to me free of charge?
That is been the toughest battle; instructing
customers that there’s a lot concerning the debt
reduction business they do not know. They do not
know what they do not know. For essentially the most half
there’s a number of unhealthy stuff that goes on in
the debt reduction business. It is a number of stuff
that’s actually geared towards separating customers
from their cash quite than serving to them
get out of debt. After I’m doing the consultations
my fundamental focus is….. properly let me simply break
it down this fashion, I assume. Let me again monitor
a bit of bit. A shopper can name as an example
a debt settlement gross sales particular person and so they’re
in all probability going to get offered a debt settlement
program. The distinction between what I do
and what a debt settlement gross sales particular person does
is I do not go into it with any preconceived
notions. I am getting paid instantly by my shopper
for the hour that I will spend with
them on the cellphone. What my job is is to be taught
concerning the shopper’s state of affairs and determine
out precisely what one of the best monetary technique
goes to be whether or not that’s chapter
or debt settlement or credit score counseling or
one thing else all collectively. My focus shouldn’t be
to promote them one thing as a result of I do not get
paid to promote them one thing. I receives a commission to
inform them what they should do. As soon as we determine
out a step-by-step plan of precisely what they
must do, in the event that they do want to rent an organization
I can refer them to an excellent firm I do know
and belief after which get them a reduction from
that firm that is even a lot bigger than
what my session charge was within the first
place. Principally, in a nutshell what I do
is I work with the buyer to determine
precisely what they should do, present them how
to implement that after which work with them
to verify they do not get taken benefit
of or ripped off by some program that’s attempting
to promote them some widget or no matter. Some
one-size-fits-all resolution. Principally, having
someone on their aspect is basically what it’s.
JEFF: I do not know a lot about a number of these
different debt settlement firms. You talked about
so far as them having that free session
and charging for that widget. What sort of
costs do you count on customers to pay for
these applications that they might not want?
DAMON: I wish to make clear one factor to you.
I do not assume that a number of the debt settlement
gross sales persons are evil or not likely wanting
to assist individuals. I do not consider that in any respect.
I consider most individuals are superb. As far
as debt settlement goes I consider a number of
them simply do not perceive totally what they
are promoting as a result of they’re gross sales individuals.
They do not have a monetary background. I
simply needed to make clear that. I am not saying
that each one the debt settlement gross sales individuals
are evil. Most of them would refer their households
and issues like that. I am not essentially
saying it is the worst factor ever, but it surely would possibly
simply not be one of the best factor for a shopper.
So far as charges and stuff with debt settlement
you are usually , relying on
how a lot your debt is you possibly can be trying
at 2, 3, 4, 5, 10, 15,000 {dollars} in charges.
We’re speaking about some huge cash so investing
$147 to be sure to actually need to spend
$10,000 earlier than you truly do it’s form
of a no brainer. After I began the enterprise
I went out and I seemed for different individuals to
see who else is doing this enterprise as a result of
everytime you begin a enterprise you wish to
see who’s doing it properly, who shouldn’t be doing
it properly, what can I be taught so I do not make
the identical errors. I could not discover anyone.
I am not saying there’s no person else on the market
that does what I do, however I could not discover one.
That made me actually nervous and that is why
I stated it may need been monetary suicide
as a result of if someone else shouldn’t be doing it and
there’s a big want for it, there is perhaps
a purpose they don’t seem to be doing it. The rationale
is it is so much more durable to generate income by saying
hey look as an alternative of charging you $10,000,
I will cost you 150 bucks and inform
you whether or not or not you even want that service.
I could make much more cash if I might simply
refer them to the corporate for $10,000. I might
in all probability get a 2,000-dollar sit back on that.
It is actually arduous from a enterprise standpoint
to forego that and say nope, I will
aid you for 150 bucks and as an alternative of getting
a referral charge I will cross that referral
charge on to the shopper as a reduction.
JEFF: You are doing such an incredible service
for these individuals and I believe that is superior
so kudos to you for doing that.
DAMON: It positively depends on individuals like
you so I recognize you taking the time to
put me on the market on goodfinancialcents.com
and getting me the publicity as a result of I don’t
promote. I clearly cannot afford to compete
with the corporate charging $10,000 to promote
so I recognize you getting the message out.
JEFF: What would you say is the everyday profile
for somebody that does want a debt settlement
service or program?
DAMON: A typical profile for somebody that
is debt settlement… while you take a look at debt
settlement, the best way I work with purchasers is
I actually begin with what I might name is the
most mainstream method or the least damaging
method. What I do with my purchasers is I work
our approach via that and I say okay, you’ve got
received this debt. We take a look at all of the totally different
issues which can be happening: How outdated they’re,
what sort of retirement have they got, do they
personal their dwelling, are they the wrong way up of their
dwelling, have they got youngsters going to school.
We take a look at all of the issues that you’d usually
take a look at as a monetary planner. The time that
you’d take to first- you understand this- you
need to study what is going on on with the
shopper earlier than you possibly can advise them on what
to do. So while you name a debt settlement
firm 1) you are speaking to a gross sales particular person
and they don’t seem to be skilled to do this and a pair of)
they don’t seem to be paid to do this. They’re simply
principally saying you may have debt, we have now this
resolution. Let’s examine if we will suit your drawback
into our resolution. Okay. I take the other
method. I determine what is going on on in
their life, their monetary life, what their
targets are and what they’re attempting to do and
then we take a look at all of the choices, not simply
is that this proper for debt settlement. Let’s look
at are you able to name your collectors and work with
them and get the rates of interest lowered a
little bit, decrease your cost. Total, is
that going to be an excellent resolution, is that
going to work. Okay, no that is not going to
work as a result of your money move I can
see no matter it’s I can see you possibly can’t afford
that. Okay, what a couple of credit score counseling
program. I can clarify what that’s. After
that, if that’s not going to work then we
get right into a debt settlement technique. Debt
settlement, to reply your query is basically
in between chapter and credit score counseling.
The place credit score counseling is a extra mainstream
method, you don’t fall behind in your
money owed, you are working together with your collectors
up entrance, there is a new contract in place
primarily and also you’re paying the invoice each
month. Chapter, like a chapter 7 is simply
okay, uncle. I am unable to do it. There’s simply no
approach. I misplaced my job. I am unemployed. I am simply
going to need to file chapter. Debt settlement
is that center floor. Whenever you get into debt
settlement so far as who suits the profile
it’s someone that does not have the money
move to essentially make a credit score counseling program
work and someone that’s in a state of affairs that
they both cannot qualify or they do not need
to file chapter. Whenever you say chapter
that’s often a chapter 7 as a result of a chapter
13 clearly is a complete totally different story. Any person
that has debt, has some belongings out there that
they’ll possibly liquidate so as to settle
the debt or has some ample money move
coming in that’s not sufficient to essentially pay
the debt, but it surely’s sufficient that inside an affordable
period of time, a yr possibly two years, they
can save up sufficient to go in and provide some
settlement. Within the center between counseling
and chapter is someone which may need
to have a look at a debt settlement sort of technique.
JEFF: Okay. We had been chatting the opposite day
and we had talked about a number of the not so
good debt settlement firms, and I believe
you shared a narrative or two of some of us that
had been taken benefit of. I consider these
had been individuals that did not truly undergo
your preliminary session which might’ve in all probability
saved them. Are you able to simply share a few of these
horror tales that may possibly give individuals
extra reasoning to attempt to discover somebody like
your self to seek the advice of and ensure they do not
go down that flawed path?
DAMON: Sadly, most of my purchasers come
to me after the actual fact, proper. They usually do not
consciously do it. It is simply while you’re in
debt each greenback issues. You wish to be
in a position to get one thing free of charge since you
do not wish to spend any cash, however within the
finish it at all times goes to price you more cash.
I can share a few fast tales. This
was about two years in the past, I had a shopper name.
She was truly enrolled in two settlement
firms on the time. I am not going to get
into a number of element on it. I wrote about
it on my weblog. If someone needs to test
it out they’ll go learn the story. Primarily
there have been two firms preventing over her.
Her state of affairs was she had about $100,000 in
debt and he or she was on primarily a hard and fast revenue.
She was residing on an amount of cash that
she had set away that she had gotten in a
settlement. She wasn’t working. She was an
older girl and he or she had a hard and fast amount of cash.
At her present money burn fee she would have
been actually broke in 12 months. Actually,
fully out-of-money broke. Solely factor
left, $700 a month for Social Safety. So
she was in a state of affairs the place a settlement
made no sense in any respect as a result of she has $100,000
in debt. She goes to be out of cash and
bankrupt in 12 months so it was at a degree
the place she did not even want to fret about
the debt. She needed to fear about paying her
mortgage, meals on the desk, these sorts of
issues. So right here you may have two settlement firms
that what they noticed was greenback indicators as a result of
they had been going to make $15,000 on her debt.
They had been each preventing over her. She signed
up with one, received chilly ft. The opposite gross sales
man received a maintain of her. He satisfied her that
as a result of they’d much less complaints with the
BBB they had been a greater resolution, so she signed
up with them. All these guys had been doing was
they’d her on a plan to pay them $1000 a
month for 15 months or one thing. They had been
amassing all their charges up entrance. Principally
all that was going to occur was she would
undergo this, pay these guys all their
charges after which run out cash. Then they’d
say properly it is your fault. You ran out of cash.
We won’t settle the debt since you ran out
of cash. All they had been doing was giving her
a quick monitor to chapter for $15,000. For
150 bucks I can get you to chapter simply
as quick. So anyway, I received her out of each
of these applications. We minimize her spending in
half. I satisfied her to promote her home, which
she wanted to do. She received about $60,000 in
fairness there. Moved into a pleasant city dwelling
which had so much much less lease, and he or she actually
consolidated a number of her bills. The very best
resolution we might have at that time was simply
to attempt to preserve as a lot money as we might
till she might attempt to get a job. She could not
file chapter both as a result of they’d
simply take the 100 grand. It wasn’t protected.
It wasn’t in retirement accounts. So she could not
file chapter and debt settlement was going
to be nothing however losing no matter cash she
was going to place into it. She was on this
zone the place not one of the mainstream options
would work, however no person received paid to inform her
that. Anyway, she loves me. We nonetheless converse
each infrequently. She ended up getting
a job after a couple of yr of getting her home
offered. Issues are going so much higher for her
now. The truth is a type of firms despatched me
a stop and desist letter due to the story
I wrote on my weblog. I stated you guys are simply
ripping this girl off. What is going on on right here?
It was one of many bigger debt settlement firms
on the market. Massive doesn’t suggest good. Massive
means a number of gross sales proper? Loads of gross sales
often means not good. They despatched me a stop
and desist letter, principally threatened to
sue me if I did not take the story down. Not
solely did I not take the story down, I put
the stop and desist letter and made a brand new
story out of it on the weblog. Since then I
haven’t heard from them. That was a couple of
yr in the past.
JEFF: I will have a hyperlink to that story
on the weblog and the interview as properly so the
viewers can test that out.
DAMON: I do know we’re on a time crunch. I’ve
a pair extra tales however the backside line
is while you’re getting a free session
even when the fellows good and he is good and he is
actually believing what he is doing, when it
involves the debt reduction business you do not
wish to skip over the step of first discovering
out what technique makes essentially the most sense. Then
you can begin speaking to the gross sales guys and
determining which firm you want in the event you
want to rent someone. However do not get into
that till you understand in the event you even want that
resolution as a result of they don’t seem to be there to inform
you that data.
JEFF: Actual shortly, I wish to say if individuals
want to seek out you the place do they should go?
DAMON: To search out me it is actual easy. You simply
go to DamonDay.com.
JEFF: Okay. That is your hub. That is the place
they’ll discover out data and fill out
the session. I’ll have a screenshot
right here so you can see that. I am attempting
to maintain this below 20 minutes so I can get
it on Youtube and folks can see you. I need
to shut with a very powerful factor. As
you understand I’m an enormous, big In-and-Out Burger
fan and I consider that you’re on the identical
web page as me. May you simply please share with
the viewers your ideas on In-and-Out Burger.
DAMON: I do know you may have this large rivalry going
on with this 5 Guys Burger. I’ve by no means
had 5 Guys Burger. They don’t seem to be out right here.
I am out in California.
JEFF: You need not. I will simply inform ya.
I’ve had it. You need not.
DAMON: Effectively, I am out in Southern California.
I can actually stroll to In-and-Out Burger,
which makes Jeff very jealous, however yeah, a
double double at In-and-Out, animal model.
You’ll be able to’t discover a higher burger anyplace. You
can drive up and have it made proper there
and handed it to you. You’ll be able to eat it within the
automotive. They even ask you if you wish to eat
within the automotive and so they provide you with a particular tray.
Who else offers you a particular tray? No one.
You’ll be able to’t get a particular tray.
JEFF: No one. No one. That is the purpose precisely.
Damon I simply wish to thanks to your time.
Thanks for this priceless data. If
you need extra data I’ll positively
have loads of hyperlinks to come up with Damon
and ask him any questions on your debt
state of affairs. We recognize it and we see you
guys subsequent time. Thanks once more Damon.
DAMON: Thanks Jeff.
The opinions voiced on this materials are for
basic data solely and are usually not supposed
to offer particular recommendation or suggestions
for any particular person. To find out which funding(s)
could also be acceptable for you, seek the advice of your monetary
advisor previous to investing.

USAA Rocks! – Gargantuan Firm with a Gargantuan Mission

hey this is Jeff rose of good financial sense and soldier of Finance calm just got back from a very short but awesome trip to San Antonio Texas USA which is a financial services company that caters to military members and their families was gracious enough to fly myself and some other personal finance and military bloggers out to their headquarters there in San Antonio basically the idea was they wanted to show others the operation that they had and this facility was freakin amazing this thing was huge I believe they told us that from one end to the next it was 6/10 of a mile long talk about a good cardio and calorie burning session just going across that compound I have been a member of USAA ever since I got back from Iraq but really haven’t utilized a lot of their services and I always just blown away as some of the things that they offer their members for example they have this thing right and I can’t think of a name but right now but basically imagine that you have a check sitting in your home that you need to deposit and obviously with military members a lot of them can’t get to actual bank locations either maybe they’re deployed or just you know with their families just tough so just by simply taking a picture of that check with your smartphone you could have that check automatically deposit it into your checking or savings account and that just blows me away that that type of technology they have and that’s the thing that USAA is working on they they’re trying they have this department their innovation department there’s all geared towards trying to improve the members experience of their company and I just it was just I’ve never seen a company that cared so much about the members experience versus just making a dollar you know just making a profit making a revenue for the company their main priority was servicing the member and that was obvious throughout all the tours and all the different departments that were able to meet and also USAA which I got commend them is that they are really really involved in the social media side of things hence whether inviting these bloggers and I had a very special treat prior to me actually going to San Antonio I got announcement that they had named me the September blogger of the month and I thought that was a really cool tribute and to be quite frank you know I’ve had a lot of other sites that have nominated me as one of the top personal finance bloggers and you know it’s happened so many times it really didn’t mean much to me when I initially got the got the award but the second evening that they were there we were at had a dinner and after the dinner they just had a quick little talk you know just thanking us for coming out and whatnot and they actually brought me up to the front to give me an award or in the military speaker is a coin as as a tribute to me receiving this honor as a September blogger of the month and this coin is this thing was when it was awesomely it was just an awesome presentation as I told them you know I was in the Army National Guard for nine years I did a 16 month tour in Iraq and I’ve got about probably nine to twelve different military coins but this coin was the nicest coin that ever got in my entire military career I mean this actually blew out of all the rest of them out of water so that that after that you know them making them making a big deal about how special that was for me to be named the September blog or the month it really meant more to me after receiving that award because I could tell they really cared and they’re really proud of my efforts and Wow you know they’re just a very humbling experience and so USAA if you’re a military member or your of a family member of a military member I encourage you to take a look and you’re probably wondering this because obviously USAA is you know they offer a lot of similar services that I can offer but I have to give them respect for the service they do for our military members you know you you always think about you know of the the all the military and the help that they need and all the stuff that they do you know for us as a country and to have a company that is back them and making their financial lives as easy and simple as possible I gotta respect that with USA’s mission so if you’re a military member and you’ve not taken a look at USAA I highly highly encourage it if you’re a retiring military member or your ending your service and you are interested in relocating San Antonio as I told them if I had to go back and get a job where I had to be an employee of another organization or company again USAA would be a top of my list I mean they they know how to do it they’ve got it going on every person I talked to that worked there loved USAA it was just amazing I mean it was like a big family of people working together all for the same mission and that was just a cool feeling to be around and just really enjoyed it so check out USAA and once again thanks to them for allowing me to come out to San Antonio to get a tour of their facilities and also learn more about their operation extremely humbled and appreciated Jeff rose of good financial sense of soldier finance comm we’ll check you again