Sterling Retirement Plans for Tiny Enterprise Owners (

This is Jeff Rose from
Are you a business owner that is finally starting
to see some profits? You have been slugging
away for several years and now you are finally
in the black and you want to start thinking
about retirement. You know that you need to
save, but as a business owner you have a plethora
of different retirement plan options that
as an individual you didn’t. If you are confused
and bewildered and not sure what direction
to go, I completely understand.
I was in the exact same situation as you.
I was a W2 employee, and then when I became
a small business owner I now had many different
options that I could choose from and initially
it was overwhelming. It was easier doing it
for the client, but now that I was actually
on the business owner’s side of things, the
1099 independent contractor side of things,
I now wanted to make sure that I was doing
the best retirement plan for me. If you are
looking to see what retirement plan is best
for you, here are a few options to consider:
1. A traditional or Roth IRA. Now I am sure
you are probably wondering, “Well Jeff, I
could do that when I was an individual. What
is the benefit for me doing it as a business
owner?” Well here’s the thing; the beauty
of doing a traditional or Roth IRA, if you
are not putting money in those plans at all,
and maybe you are profitable but you are not
as profitable as you would like to be, under
the age of 50 and under you can still put
in $5,000 on either the traditional or Roth
IRA. At least that is a good starting point.
Now, if you can put in more than that 5,000
then we’ll start looking at the other options
coming up.
2. A simple IRA. The name is a little bit
misleading because to me it is not quite that
simple. Here is the general gist: You’re able
to put in up to $11,500 per year into the
simple IRA. Over the age of 50 is allowed
a $2,500 catch up. But if you have employees,
here is where it gets a little bit trickier.
To make it simple, just know that you’re going
to have to put in about 3% of your employees’
wages as an employer contribution. That is
how much, as a business owner, you’re going
to be out for each employee. There are certain
rules that say you can dip below that 3% over
a 2-out-of-the-5-year period, but I don’t
want to muddy the waters too much. Just know
that for the most part you’re going to have
to put in about 3% of your employees’ salary
to be able to contribute the 3% for yourself
as well. Now that might sound a little bit
confusing and it kind of is, but if you go
to the blog and do a Google search for “simple
IRA rules”, you’ll find out more about the
simple IRA and see if that applies to you.
If you have more than $11,500 to put in, the
next option you might want to consider is
what is called the SEP IRA. Now SEP IRA stands
for Simplified Employee Pension Plan. A SEP
IRA allows you to put in either 25% if you’re
a C corporation, or 20% if you’re self employed
of your gross annual income. Now that is a
pretty good net clip that you can put away.
You’re going to cap out at $49,000 to put
in the SEP. For me, as a business owner, that
is the actual direction that I went. The one
thing I like about the SEP, especially for
a business owner when you compare it to the
simple and the traditional, is that they are
very cheap to set up. To set up any of those
plans you’re going to pay your annual IRA
custodial fee, which is going to be somewhere
in the neighborhood of $25-50 per year and
that is it. You will have to pay the cost
associated with the investments inside that
plan, but to actually get that set up it is
very cheap. There is no IRS filing documents.
There are no annual filing fees that you have
to do with those plans, so that is why it
is very popular. Just so you know SEP IRA
is the direction I went with my business and
have done so for the last two and going on
three years.
The only downfall with the SEP is that you
can only do a percentage of your income, so
you can’t just put in some arbitrary amount.
The other downside is if you have employees.
If, say, you’re going to do 20% of your income,
then you have to do 20% of all your employees’
incomes that qualify for that plan. There
are certain discriminating rules that you
can do that can leave certain employees out,
but if they qualify then know whatever you
do for yourself you’re going to be doing for
them as well. That can get fairly expensive
for a business owner.
If you have several employees and you’re looking
to put more in and you don’t want to be held
to that 20% standard, then the next step is
looking at a traditional 401K. The traditional
401K allows you to put in up to $16,500 and
you can just put that in. It doesn’t have
to be a percentage of your income. The basic
401K plan you don’t have to match for your
employees. If you want to do the $16,500 and
that is all you want to put in and you don’t
want to match for your employees, then that’s
fine, you can do that.
If you want to start matching for yourself,
then that is where it can get a little bit
more complicated. You can have what is called
a profit sharing plan or a safe harbor 401K.
Basically what that means is if you want to
be able to put more than that $16,500 per
year doing employer contribution, then you
have to follow certain testing rules to where
what you put in for yourself has to be some
type of prorated portion for your employees
too. If you want more information on that,
you can also head to the blog and type in
“traditional 401K rules” to see how that works.
If you are an owner-only business, an individual
that is just self employed, you have another
option that is called the solo 401K. What
makes this neat as opposed to the SEP IRA
is this: You get to put in the $15,500 immediately,
so right off the bat you’re not held to that
percentage of income that you are with the
SEP. Furthermore, not only can you do the
$16,500 in the 401K, but you can also do it
in employer matching contribution, which then
falls under that same 25% and 20% whether
you are a C corporation or self-employed self
proprietor of the net income. So immediately
you do the $16,500 in the owner only 401K,
the solo 401K, and then you can add a matching
contribution based off your net income. All
of the sudden, Bam! You are putting that much
more away in that solo 401K.
If there are any down sides to the traditional
401K or the safe harbor 401K or the solo 401K
that I have mentioned, the one thing that
I would say is probably cost. With those you
will have to file some type of IRS filing
fee. With the traditional 401K you have the
form 5500 because it is an ERISA-powered plan,
so therefore you will be held to different
standards. The cost will vary. I have seen
anywhere from $250 on up to $1500 depending
on how big the plan is, how many different
options you want to have and all that sort.
If that is something you are considering,
I definitely encourage you to sit down with
a financial advisor or a CPA that is skilled
at setting up business retirement plans for
you because you just want to make sure that
you get it set up right.
If you are a business owner and you are looking
to adopt some type of business retirement
plan, those are a few of the options that
you have and those are probably the most popular
options that you are going to see. If you
have any more questions, feel free to come
by the site, I
have tons of information there, more on all
those different type of retirement accounts
for you. I hope you enjoyed the video, and
I look forward to seeing you again.
The opinions voiced in this material are for
general information only and are not intended
to provide specific advice or recommendations
for any individual. To determine which investment(s)
may be appropriate for you, consult your financial
advisor prior to investing.

Gross sales – Conclude the Sale – The 4th Funds Conclude

funds garments for thus assuming which you can afford your own home do that and afford your own home your current card observe your automotive insurance coverage your utilities the gasoline the water the cable and the electrical energy your groceries your medical and your garments your babysitter faculty leisure films eating places Visa MasterCard alimony youngster assist your retirement contributions well being golf equipment and also you proceed to save lots of every month and would nonetheless have room left over for this buy and revel in proudly owning this new buy assuming that you possibly can do all that okay then actually you’d haven’t any different reservations proper good what’s your own home cost what’s your current automotive cost and you are going to undergo the listing

Product sales – Shut the Sale – The Third Funds Shut

price range closed three hey I perceive that you just’re over price range I perceive it is greater than you wish to spend and and would count on that this choice could have loads of firm at dwelling and will not be by itself they usually say what are you speaking about what do you imply look what I am saying is if you buy this in the present day it will not be the primary time the primary buy that places you in a scenario that was too costly and that places you over price range I would like your okay right here and right here

Product sales – Shut the Sale – The 2nd Funds Shut

price range near and sir you may in all probability say that about your bank cards your automobile funds your insurance coverage your taxes groceries eating places heating invoice your electrical invoice they’re all an excessive amount of they’re all greater than you need them to be however you continue to do them each month now I want your okay right here in right here

Gross sales – Shut the Sale – The primary Funds Shut

price range shut one we’re over price range now grant hey everybody who buys for me is over price range however all of us nonetheless work it out now we have a assist group right here that meets on each Monday night time simply to you recognize only for individuals to collect in and meet on being over price range look I want your approval right here right here and right here

Product sales – Shut the Sale – The Prepared Shut

the ready shut and forgive me please ma’am forgive me however if you say you may’t do it at this time I’ve to let you know that shocks me you are one of the crucial competent most ready most clever those who it is ever sat in entrance of me and I’ve individuals who haven’t got close to your wherewithal who buy this product daily now look let’s do that you recognize it is the precise factor I would like your signature right here and right here

Learn the plot to Make a Facebook Landing Page (UPDATED!)

so now we’re going to show you how to create a facebook landing page and the first you know there’s a lot of different ways to do it and I do it the simplest way where there’s the least amount of code possible because they’re there is some kind of coding involved it’s a language called fbml you know if you wanted to get fancy you could add things like your newsletter signup some videos or stuff like that which I will go over in future videos but this is just your most simplest landing page it’s really easy to create and it’s you know it totally works so the first thing that you’re going to need is an image you know your image is the landing page you know the whole jpg image so as you can see he i created a just a quick one here on on photoshop and again I’ll have this PSD file because it has the like button that you could borrow and the correct size the width is 520 pixels the height can be whatever you want it to be but I have it at 5 25 and I’ll show you why in a second but again here you want to put info about you why people should like you what’s your what your business is about and what you can help them if you if they do become a fan if they do like your page so this is the image that I created here and what you need to do with this image is you need to upload it onto a website somewhere if you have a blog or a server that that you own put it on there get the link for it because you’re going to need that link to that image and if you have a wordpress blog i’m going to show you the easiest way to do that if you’re in your dashboard click here on the left hand side to add new underneath media and then select your file mine file name is sample FB landing page jpg and then it’s going to upload it there and what we want to remember or write down is the link that comes along with that so it’s uploaded on there and I can see the file URL here so I’m going to copy that open up my notepad and just paste it there so there you’re going to need that later if you don’t have a website you can upload it to places like imageshack or Flickr or photobucket you just need to upload it somewhere where you can get a link that looks kind of like this link right here with URL and then the image jpg at the very end so after you have that image and and the location of it next we have to actually create our facebook landing page tab and the way to do that is we go back to our edit page underneath our profile picture and then click on apps it’s the fourth from the bottom right there now here actually we’re going to be looking for this specific application right here static fbml again that’s static fbml that’s what we want it may or may not show up here for you under apps you may like if it doesn’t go to browse more applications search for it again that’s sta TI SI space FB ml enter you’ll see here click on the icon or the name and then click on add to my page that’s we want it to do if you already had it in the apps you may like you’ll see this button their apps to my page that’s what we want to click and then it’s going to ask you which page one add it on if you have more than one so i’m gonna click on it there and this is pat sample page so I’m going to add it to that page close now I’m going to go back to my page just like the way till G under account and manage pages go to page and you’ll see at the top it created this tab here called fbml one now if I click on it it there’s nothing that it’s a blank page that’s what we’re going to work on right now how to fill that page with that image so that becomes our landing page so again I’m going to go back to I’m going to go back to edit page now I’m going to go back to apps once again and I’m going to scroll down to static fbml or FB MLF BML if that’s what it says and I’m going to click on go to app right here go to app not edit settings go to app now this is where you want to put the code in that will read where your images so that when people land on this page they see that image again which is where you introduce yourself to people now i’m going to name the box title welcome and for the code this is a part that kind of messed a lot of people up and i will have this code on my blog for people to copy but it’s really simple it’s it’s your basic image code so it’s actually kind of the less than symbol symbol IMG space SRC equals quotations and then i’m going to copy that link and then i’m going to put another quotation to close it and then the greater than symbol and that’s it so it’s going to read this image and put it on the screen exactly where we uploaded it so i’m going to save changes now hopefully i’m going to click up here to go back to my page when i click on welcome you’ll see that page pop up and there it is now the cool thing that i like just learn how to do was to kind of connect these two images together I don’t know if you you see that but it kind of they kind of go along together here is you can see this is kind of a continuous kind of circle here and that’s something you can experiment with you know this is the first time I did this was with actually this example so I’m going to be adding some elements like that you know maybe some cool things going across here like that or I don’t know just you can mess around with it but as you can see this is the page that people see first when they come to my facebook page and it tells them please click like at the top now that’s a very clear call to action that you want to have and then also information underneath and again this image here is a 5 20 x 5 25 image and the reason why it’s 525 is because it kind of cuts off at the same area as this image here so yeah that’s how you create that landing page now how do you make it so that people see that page first now there’s a couple things you need to know here first uh it might not be possible for everyone I you know a lot of people who have came to me said Pat I don’t have the ability to do this the way you told me to do it and some people don’t it might depend on when you became a Facebook member I don’t know but even if you’re not there is a way to get people to land on their first i’m going to show you so first i’m going to show you the regular way underneath your profile picture go to edit page once again and then go to manage permissions it’s the very top one here and then what you want to do is you want to change your default landing tab that’s what you need to select that’s what people will see first if you leave it on wall people will go to your wall first change that to welcome and then or whatever you name to that landing that page that we just did and then click on Save Changes now every time someone comes to this page first they’re going to go to my Welcome page now if you don’t have this option and I think some people don’t I mean they’re telling me they don’t you can still bring people to that page first and this is how you do it head on over back to the FB ml application by going the apps so we’re going to scroll down and then click instead of clicking on go to app like we did to edit it you’re going to click on link to this tab right here so let’s click on that now this is the link that will always bring people to your welcome page no matter what always bring people to your landing page so copy that you can put it in a wordpress plugin for example like pretty link so that you can have a really nice URL instead of this crazy one with all the numbers and stuff that makes it really easy to get people to go on your page first you can even buy your own you know domain name for it like i have pat on pat on facebook and that always brings people to my landing page so it you can buy your own domain name you know Joe on facebook and then you know that will be your redirect URL and then whenever you say Joe on Facebook or whatever you link to Joe on Facebook it will take people to your landing page now the last thing I want to tell you is if you don’t have 25 fans you won’t be able to to get a custom kind of URL because right now you’re your page is like slash ID 1720 2311 all of us you know all these crazy numbers in order to get a nice-looking URL you have to go to slash user name and when you go there you have the ability to rename the page for example a path sample page now it says path sample page is not eligible for a username at this time in the future path sample page will be able to set a username and I know that that can happen when you have 25 fans or more excuse me 25 fans so once you get 25 fans this will change and you will be able to check an add your own name to it so mine for example is slash smart passive income and that takes them to my page there and then my welcome page is actually right there the you know if you weren’t a fan already this is what you would see and I kind of have them connecting because I have an arrow pointing to all these things about what I am but i think i’m going to go a little bit you know i’m going to go one step further and kind of make the design similar to just like I did on the other one here let’s see click on this welcome tab there you go see how the design kind of goes together so that’s it that’s route that’s how you can create a facebook page and then create a facebook landing page so for all of that information you know all in one spot and also the PSD files and everything no head on over to this website so you can get all those things again that’s smart passive income that’s my / facebook that will redirect you to the post where i talk about this and have all those files the image screen file for your landing page the PSD files to the 200 x 600 image and also the this image here so you can have that like button so yeah that’s it thank you guys so much i really appreciate it head on over to the blog and i’ll talk to you guys soon in another video hopefully about facebook and doing some more incredible things with it so thank you talk to you guys later and have a good one fight you

Easy Fabricate a Facebook Page (UPDATED!)

hey everybody what’s up this is pat flynn from the smart passive income blog talking to you today about Facebook pages now I have created videos in the past about how to create Facebook pages and how to create Facebook landing pages and those types of things but if you’re all familiar with Facebook which I’m sure you are you know that Facebook likes to change things around so all the procedures and you know the walk through that I did about how to do those things is kind of they’re kind of outdated now and I’ve got a lot of requests to do this video an updated version about how to do these types of things so in the first half I’m going to show you how to create a Facebook page just your basic Facebook page and I’ll show you a couple cool tricks with that and then the second half I’m going to actually walk you through how to create a Facebook landing page and if you don’t know what a landing page is it’s a specific page on your Facebook page that people who have never been there before land on first and this is the perfect opportunity to kind of introduce new people to your brand your business your website whatever and that gives them you kind of gives you more of a chance that they’re going to click on that like button which then enables them to get your status updates or whatever you post on your wall onto their own wall and they’ll be able to see what you’re up to and stuff that’s probably the number one tip I have for those people out there who are looking to increase the number of fans they have create a landing page I’m gonna show you how to do that right now actually first I’m going to walk you through creating a Facebook page and then how to make a landing page for that page so here we are at my Facebook page you can find it at Pat on but the quickest way to start to create your own page is to go to slash pages and then in the upper right hand corner click on this create page button right there now on the right hand side this is what we want to deal with this left hand side is about creating a community page that’s not what we want we want to deal with this part right here an official page so just fill out this information really quick create a page for local business so obviously click that if your local business if you’re a website which probably most of you are or a person behind a website click on this middle one here brand product organization and then click on this menu scroll down all the way to the bottom that’s website and then for your page name name that whatever you want to name your page just make sure you don’t use the word Facebook in it it won’t let you do that so you can’t do Pat’s Facebook page for example so I’m just going to do Pat’s sample page for now and then click on this terms button create the official page it’s going to ask you if you are indeed the person who is representative of this page and there you go you have created your page now it’s going to take you through this little get started thing where you can add an image for your profile invite your friends tell your fans post updates somewhere you know promote it on your website set up for your mobile phone and those types of things and this gets started tab is going to be there until you have a you know respectable amount of fans and you have added all your information and a profile image so don’t worry about getting rid of that that’ll disappear automatically so obviously the first thing you want to do is upload an image now there’s a cool trick with the image here actually let me show you in Photoshop this is my sample image just for this this example now it’s a 200 by 600 image this is the largest image you can have and I recommend going this large because there’s not really that many things you can customize on your Facebook page except your profile picture and the landing page which I’m going to show you how to do so maximize the customization space that you have because that’ll help you stand out from the crowd it’ll be really impressive to to those people who visit your page a lot of big brands are now using this 200 by 600 image again which is the largest size it’s 200 wide 600 tall and you’ll see some grid marks on here on Photoshop and I’ll actually have this PSD file on my face on my blog actually if you go to slash facebook that will redirect you to the post where i have this video PSD files the txt file with the code that is going to go with your landing page and all those things but you know just just to make it easier for you guys but as you can see here there’s actually you know this is the most important part because this part in the middle here it’s kind of off centered a little and it’s kind of more closer to the top this is the part that’s going to show up as your little avatar when you write status updates you know if you put your picture in the middle here you’re going to cut off half of your head and that’s only that’s what’s going to show up on the page and I’ll show you an example that later but just just to show you that this is the area where you want to have your your face or your logo or whatever you want to be next to wherever you leave messages on your page so let’s go back to our page I’m actually going to upload that image 4 megabytes max is a is what you want to do ok where is that image there it is and you’ll see it’s going to put that nice big picture on here there you go you’ll see it here on the left hand side so Pat F face now just to show you I’m going to go to my wall and leave a little status update hi this is Pat obviously I don’t have any fans right now so and you can see there’s my face right there if my face was lower it be only my forehead if it was higher you just see my chest so try to have your you know check out that PSD file and make your face or your logo in that area so the next thing you want to do is edit your page so underneath your profile picture you click on this little button here that says edit page and that’s where you fill in all of your information about your page the name of your page when it was founded address what it’s about company overview description mission awards products email phone website those types of things I’m not going to go through all that right now but that’s kind of the information that’s needed that the public will see once they get to your page and there’s other things here on the left-hand side you can manage permissions which is like you know what users can or can’t add on your page those types of things if you go down to manage admins you can add other people say you had a company with you know five executives and you wanted each of them to be an admin you can add them all here but yeah that’s basically how to create a page and if you ever want to go back to your page and you get lost go on over to account on the right-hand side click on manage pages and then go to the page that you just set up and you’ll dramatically go back to your wall you know I for some reason I just get lost all the time that’s the easiest way to get there you

529 College Savings Opinion

This is Jeff Rose. Welcome to
If you’re like me and already have children,
you’re probably already freaking out about
how much college tuition is going to be costing
you in the next five, ten, or fifteen years.
I know that I have been freaking out because
I’ve seen how much college has been going
up ever since I got out. If you’re in that
same situation, let me introduce to you the
529 college savings plan.
I am just going to share what exactly a 529
plan is. How does it work; how do you actually
utilize it? What are the different types that
are available to you, and then what are some
of these flexibilities or benefits of using
the 529 college savings plan in helping fund
your kid’s college education?
First, what exactly is the 529 plan? First
and foremost, don’t get so wrapped up in the
529 numbers. Those just come from the IRS
code when they came up with the name. The
529 college savings plan is a tax advantage
savings and investment vehicle used purely,
and I stress purely to save for your kid’s
college. By putting money into the college
529 savings plan, your contributions or money
that you put in is all after tax. Then, whenever
you go to pull that money out all the interest
in the earnings that have accumulated from
your contributions are completely tax free
as long as you use those towards your kid’s
college education. Now that’s important. If
you end up pulling that money out for something
other than college tuition or college-related
expenses, you will be taxed and penalized
on the interest earnings. But remember your
contributions, the money that you put in are
all after tax, so you can actually pull that
money out at anytime and not incur any tax
or penalties. If that sounds familiar it is
very much like the Roth IRA, except this is
purely used for college.
Who can actually put money into it? Anybody.
You can fund it. Your parents can fund it.
A grand parent can fund it. Aunts or uncles
can fund it. That is one of the perks about
it is anybody can fund it. But here is probably
one of the most attractive reasons that parents
like the 529 college savings plan: The other
tool that you can use is what is called a
custodial account. How that works is you put
money into the account. There is typically
a custodian, which is a parent or grandparent.
Then the child doesn’t actually get the money
until they turn 18 or the age of majority.
Once that child turns 18 they can then take
that money from the custodial account and
do with it what they please. They can spend
it on college if they want, but if they want
to go out and blow it on you name it, they
can do so.
What makes the 529 so attractive is that you’re
always going to have an account owner and
that owner can be a parent, it can be a grandparent,
it can be whoever, but most importantly it
is not the child. The child is then the custodian
of the 529 plan. Once the child reaches the
age of 18 within the 529 plan they are not
in control of the money. That owner, which
is typically the parent, is still in control.
With me, how I set up our 529, I am the owner
and once my first son turns 18, if he doesn’t
want to go to college and wants to pull that
money out and do with it what he pleases,
guess what; it is not an option. I am in control
of that. That is one very, very attractive
feature, that you’ll always have your hands
on that money to where your child can’t make
any rash decisions and go out and blow that
money, especially when you have been saving
it for the last 18 years or so.
That also brings up another question. What
happens if my child doesn’t go to college?
Do I just lose that money or how does that
work? As a reminder, you can always pull out
your contributions so the money you put in
can always come out. The interest or earnings
that have accumulated over that time though
will be taxed and penalized if you don’t use
it for college. One way to get around that
is if you have, say, two children. You could
actually transfer the money from the child
that didn’t go to college over to the other
child’s name where they can use it for their
bachelor’s degree, master’s degree, doctor’s
degree, whatever. You also have the ability
to transfer it over into a close relative,
so if you have a niece or nephew and want
to transfer it over and your close to them
you can also do that too.
Another common question I get is: What happens
if my child receives a scholarship, whether
it is an academic or a sport scholarship?
How that works is this; let’s say they get
a $10,000 academic scholarship and you’ve
got $10,000 in your 529 college savings plan.
Are you going to be taxed and penalized for
pulling that money out? No. Whatever the scholarship
amount is, you’re allowed to withdrawal that
from the 529 college savings plan tax and
penalty free, so that way you can save for
your kid’s college and not have to worry if
they do get that scholarship that you’ve been
saving for nothing. That is one of the little
benefits of the 529 college savings plan.
What are the different types of the 529 college
savings plans? There are actually two different
types. There is the prepaid tuition, and there
is also the savings plan. I will say that
the most popular option that I run into is
the savings plan, but let me first quickly
address the prepaid tuition. The prepaid tuition
is exactly how it sounds. You are buying tuition
based on today’s dollars to pay for at a later
time. How you determine how much you’re paying
depends on the age of the child, the type
of institution you think the child is going
to go to whether it be a junior college, a
state college or a private university, etc.
That is what makes the prepaid tuition a little
bit difficult because, let’s say you want
them to go to a private university, there
is a different rate scale of how much you
have to pay per month based on that. The few
times I’ve come across that it is a pretty
hefty penny to have to commit to to do the
prepaid tuition. Double check with your state
prepaid tuition plan to find out how much
exactly you have to pay if you want to go
that direction.
The more common and more popular method is
the 529 savings plan. How that works is there
is no commitment so you can put in $250 today
and never fund it ever again, or you can contribute
so much per month. You can basically do it
anyway that you want. Also if anybody else
wants to add money into they can as well.
Let me give you a quick example of how we
use it in our own lives. We opened up the
college 529 plan for our first child. We started
funding it and put a couple hundred dollars
in the beginning. We were then putting in
$50 a month just to add to it. Then every
time we had a birthday or Christmas or some
type of holiday where our kid would get money,
instead of going out and buying more toys
that he did not need, we would just put that
into our college savings plan. So that has
just been a really easy and quick way to truly
boost our college savings for him for going
for college. We are doing the same thing with
our second son, and we will do the exact same
thing with our third son.
Those are just some of the common reasons
why you might want to consider the 529 college
savings plan for saving for your kid’s college.
If you want more information, head over to
the blog, I have more
information on the 529 plan and the other
savings plan that are available to you. Thanks
for stopping by, and we’ll see you next time.
The opinions voiced in this material are for
general information only and are not intended
to provide specific advice or recommendations
for any individual. To determine which investment(s)
may be appropriate for you, consult your financial
advisor prior to investing.